March 31, 2023
REMINDER! If you have a traditional IRA, SIMPLE IRA, 401(k) or similar workplace retirement plans and celebrated your 72nd birthday in 2022, you must take your first Required Minimum Distribution by April 1, 2023 and the second by December 31, 2023. This applies even if you are still working. The April 1 RMD deadline only applies to the required distribution for the first year. For all later years, the RMD must be made by December 31.